10 reasons why the Apple iPod is unnecessary

by Mac Riddel on January 28, 2010

Post image for 10 reasons why the Apple iPod is unnecessary

Steve Jobs @ Apple just announced their new table, the Apple iPad, yesterday. It sure looks nice w/ a 10″ lcd screen, iBooks app, web browsing, custom iTunes & iWork, but is it necessary?

Why it’s not:
1. No Multitasking. It’s barely ok to not have multitasking on the small iPhone, but I would want to have two apps side-by-side on the larger iPad. Fail.
2. No camera. Eh, don’t need it, but it would enable some good wifi video conferencing.
3. Huge bezel. It looks more like a digital picture frame that a computing device.
4. AT&T. You only have 1 choice of 3G vendors and it’s the wrong choice.
5. Locked down. I have a jailbroken phone, and it’s 10x better than one that is still imprisoned…give the hackers some time.
6. No Adobe Flash! You don’t get a full web experience w/o it.
7. Higher price for an iPad with 3G. Then you’ll have to pay a $15-30 monthly fee beyond that. They should be the same price and then the option of a monthly fee.
8. First generation. It’s generally a good idea to avoid buying 1st gen products. There will always be issues. Give them time to fix the problems and lower the price.
9. It’s too big. 10 inches won’t fit in your pocket like an iphone does.
10. You probably already have a laptop & a smartphone…is there really room for a product to squeeze between you other two computers?

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If you find yourself with some extra time on your hands, and in the need in some good financial advice, I’d recommend that you get your butt over to http://moneycrashers.com and check out their 2010 New Year Giveaway Bash. There will be 100 winners, drawn randomly from all the entries who will share $9100+ in cash & prizes.

Don’t think you have a chance when several thousand people have entered? Think again. You can get a LOT of entries if you put some work into it. Creating a blog post nets you 30 entries, writing a financial haiku and posting it on twitter gets you another 10 to 35 entries, and even just tweeting some good financial advice with the hashtag of #moneycrashers adds 2 entries each (max 3/day). There are countless other ways to gain entries. Most people won’t make the effort, so those that do have a very good chance.

You can’t win if you don’t try.

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New Apple Tablet, ie. iTab, being anounced tomorrow?

by Mac Riddel on January 27, 2010

Apple Inc - Photo from my iBook
Image by Farid Iqbal via Flickr

Apple is hosting a big event at 12pm on 1/27/10 and it is widely rumored that they will finally be announcing a tablet computer with the iPhone OS (4.0). This would be huge news and would effectively create a new genre of computing. However, the price will be high…possibly within the $700-$1000 range, and may or not be subsidized by a wireless carrier.

That may be the other big news. The carrier may be Verizon. AND, they may even announce that the next iPhone would be supported by alternative carriers as well!

The other expected announcement is the introduction of iPhone OS 4.0, which the tablet will be based upon. It’s hyped that it should include background applications, but of course there is no concrete evidence of this.

Should be an exciting day & I look forward to reading what Apple has in store for us.

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Thanks to Money Crashers, I am blogging again!  They are having an awesome contest with 100 winners total.  Right now the total package value is $7400 and rising.  There are umpteen ways to gain numerous contest entries for the prizes that will be given out on February 3rd (this year).  Some entries are as easy as signing up for their email list, but others may force you to work for ‘em.  Like tweeting the contest and tweeting some financial tips.  All ways to enter are optional.

You can’t win if you don’t play ya know.  Writing this wee little article itself gained me 30 entries.  Woohoo.  I’m really hoping I win a Kindle.  That’ll be awesome…at least until the new Apple tablet is released. ;)   But really, you can’t go wrong here.  Spend a few minutes and give yourself a chance to win something good.

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snipi-logoThe challenge with most comparison shopping tools is that they’re not all that convenient to use. Typically you have to revise your normal browsing behaviors to ascertain which products are better buys and where the best deals are. That process can be long and tedious.

snipi

Snipi, which just launched today, has a pretty impressive solution for Firefox and iPhone users. Their toolbar, which works on stable versions of Firefox (ie. not beta versions), lets users drag and drop products, photos, and videos into the Snipi bar for immediate price comparisons and social sharing options. Then, they can take that information on the go using the iPhone app.

With Snipi, once users install the toolbar they can start grabbing images from product detail pages across the Web.  Snipped items will grab all product details — title, image, price — and users can then enter

a description, tags, and a category. Items stored in the Snipi toolbar travel with you in user-created lists and include price comparison details (by zipcode if necessary) and user reviews.

The toolbar is also social in nature. So, users can share their product, photo, or video snips with their Snipi friends, or via Twitter, Facebook, and WordPress. iPhone users can then access popular snips, their lists, and comparison shop right from their phones.

Snipi via Mashable

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Don’t Be Embarrassed: Using Coupons with Pride

by Mac Riddel on May 21, 2009

young-woman-clipping-coupons.jpg

Don’t Be Embarrassed: Using Coupons with Pride

In case you haven’t heard, coupon clipping is quickly becoming one of America’s favorite hobbies. But not everyone feels comfortable handing a cashier a thick stack of snippets from the Sunday paper. If you’re imagining dirty looks from those in line behind you or the voice in your head is telling you you’re cheap, get over it. Follow these simple steps for using coupons with pride.
Visit The Bargainist for more.

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Selling eggs and milk isn’t the most profitable venture in the world, so supermarkets employ crafty tactics to ensure you buy pricier goods to pad their bottom lines. Avoid overpaying with these simple tips.

Photo by qmnonic.

Everything in the supermarket has been carefully placed, lit, and displayed to maximize profits. What can you do to ensure you’re not the one paying the premium that A/C that much lower? Susan Koeppen of CBS’ The Early Show interviewed Consumer Reports’ Tod Marks to get the lowdown on navigating supermarkets to get what you want without paying extra. What are some of the simple things you can do? Avoid the middle of the shelf:

“Prime selling space is right in the center, eye-level if you will,” Marks says. In fact, companies sometimes pay thousands of dollars to have their products placed on the center shelf. And, Koeppen continues, those items tend to be more expensive than the ones found high or low. “The lower level and the high-on-top level, they’re kind of the low-rent districts,” Marks notes. “You put commodities there — things that don’t bring in a lot of profits that people are going to buy, no matter what.”

You’ll notice this effect even when you’re staring at a shelf that is essentially packed with identical items. Next time you’re near some staples like sugar or flour, look at the arrangement of the shelf. A common arrangement is bargain brands on the floor, premium brands in the middle, and rest of the brands at the top. Most people won’t get all the way down to the floor to grab the sugar, some might reach up, but almost everyone just grabs what is right in front of them. While there’s little conceivable difference between the items in question, you’ll end up paying a premium just for not bending or raising your arms.

Another budget breaker? Buying things that have been cut, shredded, diced, etc. for you ahead of time. You pay an enormous premium for a minor convenience:

“Prices vary all the time” Marks pointed out, “but it’s not a stretch to say that you can pay anywhere from 300 percent to 600 percent or more for the convenience of pre-cut, pre-shredded or pre-anything produce.”

Koeppen noticed that a three pound bag of red apples was just a dollar a pound; hand-picking your own from a bin made them $1.50 a pound; but if you buy the apples already cut up, they’re a whopping $5 a pound.

For more tips on avoiding being suckered by sneaky marketing, check out the full list at the link below. If you have your own market-savvy shopping tricks of your own, share the wealth in the comments below.

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BidSaver.com Review – Too good to be true?

by Mac Riddel on May 9, 2009

generalwebsite_bidsaverI registered at a site called “Bidsaver” a few days ago to receive 10 free bids to use at their auction site via another, normally reputable site I frequent.  It sounded like an awesome deal….products (mostly electronics & golf clubs) were going for well under the regular price you find online and if few people know about the site, then the better chance my bid will win out, right?  In additional I would receive another free $20 credit to be used towards my first winning auction (after winning the auction).  Well, that was bad information.

After first signing up, I couldn’t bid until I activated my email account by clicking on a link that they will send me.  Fine, no problem.  Well, that was the first red flag.  No email ever arrived.  I ended up contacting their live online support, and he actually was helpful by manually activating my account.  It must be a recurring problem.  So great, I was ready to place some free bids using my promotional code.

Well, I failed at finding the location to enter any promo codes for free bids.  After contacting the help-guy, he flatly stated that I have to purchase a bid package in order to receive the 10 bonus bids.  What??

A few seconds later I realized that I’d need to spend at least $37.50 to receive these 10 “bonus” bids in additional to the 50 bids you have to purchase.  And you will only receive the $20 credit IF you are extremely lucky enough to win an auction.  Each bid is a penny higher than the bid before, and then the timer adds 10 seconds after each bid.  You cannot set your own bid price, just when you bid.  Looks like it’ll take several hundred bids (at least) to win anything.  And you may easily be out $100 and come away with nothing…which is how they make their money.

The old credo is true, if it looks too good to be true, and it is.  Thankfully, I was only out some time, but no actual money.

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My cousin asked me for suggestions on protecting his 4 kids from online threats the other day, so I took some time and came up a list of 10 sites and apps that may help.  After doing so, I thought this information may help others too, so here’s my list.

generalwebsite_opendnsOpenDNS (http://www.opendns.com): This is the easiest & most transparent to setup.  However, I had problems trying to set this up with your particular connection last time I was there.
Price: Free

Windows Live Family Safety (http://download.live.com/familysafety): I have no experience with this, but it is from Microsoft and needs to be installed on each computer.  Will help to filter out bad sites & can report on sites visited.  Price: Free

YouDiligence.com (http://www.youdiligence.com/)

: Web service that will monitor a kids’ online presence in MySpace & FaceBook to check for key words that may indicate bad stuff is happening (online predators/bullying/etc):
Price: $10/month

Firefox Web Filters (reviews of FoxFilter & Suricate @ http://www.makeuseof.com/tag/applications-to-improve-parental-control/):  2 filters created especially for the Firefox web browser.
Price: Free

KidZui & KidRocket (http://www.kidzui.com & http://www.kidrocket.org): 2 all-encompassing desktop replacements that will not only not allow access to most of the web, but to other programs on the computer itself.  It’s very intrusive, but they work if it’s what you’re looking for.  KidZui seems to be the better of the two and is geared to kids a few years older than the audience for KidRocket.

generalwebsite_kidozKIDO’Z (http://kidoz.net):  The newest desktop replacement, but this one is unique in that it uses Adobe Air to power their application.  Adobe AIR provides developers a means to integrate the internet and desktop apps in a much more dynamic way.  And this app has style…fast, customizable, games, video, & lot’s of parental control.  There’s a lot of potential here, especially for younger kids.

Hope that helps.  The only one I have any real experence with is OpenDNS, as it actually increases the internet speed up a tiny fraction, and helps to transparently filter out the websites I don’t ever want to see (ie. foxnews.com).  But it’s also the one that probably will never work with your current internet service.

I’ll have to start looking at these closer myself soon enough…them darn kid(s) grow up too fast!

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Making the world a better place for everyone

by Mac Riddel on December 9, 2008

What is your ultimate goal in life?  Is it to gain fame?  Achieve untold riches?  Visit the most beautiful locations in the world?  Helping others reach their dreams?   Whatever your goals are, do they include making the world a better place?

All humans in 1st-world countries have a relatively large footprint upon this planet.  We go through exorbitant amounts of waste, food, and pollution.  That’s life.  However, do we give back?

For those of you curing cancer, you’re excused.  For the rest of us, think about this…what effort do you put into recycling?  If you don’t do this little thing, start thinking about making a concerted effort to put out a brown paper bag and throw your cans & glass into it.  For bonus point, use another brown paper bag, and put your newspaper in that one.

You already recycle?  Good.  Now that you’re helping out the planet (sort of), help out your fellow man.  Say hello & smile to a cute kid at a local store, help out a confused elderly shopper, give money to a cause you believe in…just be sure that the organization is legit before you do so.

How does this post relate to this website?  Simple.  You saving money is helping everybody.  It increases competition.  Competition helps to make better products.  Good employees are needed to make these products.  Everyone wins when you save.

Mac

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